Can I move my data to Alluvium?

If your current app can export transactions as CSV, Alluvium can import them — your history comes with you instead of starting from zero.

Does Alluvium categorise transactions automatically?

Yes, but through rules you write rather than a model you cannot inspect. Match on source, amount, or pattern, and every rule is visible and editable. Automation without the black box.

Why does double-entry matter for a personal budget?

Because single-entry tools double-count transfers. Move $500 from checking to savings and many apps read it as $500 spent plus $500 earned. Double-entry posts both sides, so your net worth and savings rate stay correct.

Does Alluvium connect to my bank?

Yes. Link your accounts and transactions sync automatically, with your rules applied as they arrive.

Alluvium vs Copilot

Beautiful automation.
Or numbers you can prove.

Copilot has built its reputation on design and on doing the sorting for you. Alluvium takes the opposite bet: a double-entry ledger and rules you write yourself, so every figure can be traced back to why it says what it says. Neither is wrong — they suit different people.

Start free See pricing

Double-entry ledger
Rules you write and audit
Percentage-based budgets
No credit card to start

In $13.4KOut $11.2K

What Alluvium does differently

Accuracy first, then automation.

Every dollar posts twice

Transfers between your own accounts never read as income or spending, so net worth and savings rate stay exact without cleanup.

Automation you can read

Rules match on source, amount, or pattern — written in plain terms, editable, and auditable. When something lands in the wrong place you can see exactly which rule did it.

Built for uneven income

Allocate percentages of whatever arrives instead of re-budgeting each month. Irregular and freelance income stays balanced on its own.

One picture per household

Share the full financial picture with your partner rather than reconciling two apps.

Side by side

Copilot vs Alluvium.

We won't summarise Copilot's feature list or pricing here. Their product changes and ours would go stale, and a comparison table you can't trust is worse than none. Read their current details from them — below is what Alluvium does and who each app suits.

Which one is for you

We would rather you picked right.

Pick Copilot if…

You want a genuinely beautiful app that handles categorisation for you, and you are happy to trust its judgement rather than inspect it. That is a real preference, not a lesser one — the finance app you actually enjoy opening is the one you will keep using, and engagement beats precision if precision means you quietly stop logging in.

Pick Alluvium if…

You want to be able to prove every number. Double-entry means the books balance by construction, transparent rules mean automation never surprises you, and percentage budgets absorb months that look nothing like each other. It rewards wanting to understand the machinery rather than have it hidden.

Common questions

Can I move my data to Alluvium?: If your current app can export transactions as CSV, Alluvium can import them — your history comes with you instead of starting from zero.
Does Alluvium categorise transactions automatically?: Yes, but through rules you write rather than a model you cannot inspect. Match on source, amount, or pattern, and every rule is visible and editable. Automation without the black box.
Why does double-entry matter for a personal budget?: Because single-entry tools double-count transfers. Move $500 from checking to savings and many apps read it as $500 spent plus $500 earned. Double-entry posts both sides, so your net worth and savings rate stay correct.
Does Alluvium connect to my bank?: Yes. Link your accounts and transactions sync automatically, with your rules applied as they arrive.

Try it on your own numbers.

Import your history, connect your banks, and see whether exact beats familiar.

Start free — no credit card

Copilot and Copilot Money are trademarks of their respective owner. Alluvium is not affiliated with, endorsed by, or sponsored by Copilot.